Travel insurance, explained plainly

What the cover actually includes, and the exclusions that catch people out.

TellTip EditorialPublished 28 July 2026Last updated 15 August 2026 4 min read

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Medical cover is the part that matters most. Baggage limits are usually modest and rarely the reason to choose a policy.

Declare pre-existing conditions honestly. An undeclared condition can invalidate the entire policy.

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